Project Finance

Expert Advisory for Restructuring, Financial Reengineering, and Sustainable Revival of Distressed Businesses. Revival of Sick Units – Comprehensive Financial & Operational Turnaround Solutions A  Sick Unit is an industrial or business enterprise that has accumulated losses and negative net worth, making it unable to meet its financial obligations, operational expenses, or debt servicing. Revival of Sick Units involves strategic financial restructuring, operational realignment, and securing necessary funding support to bring the enterprise back to profitability and sustainability. We  provide end-to-end Revival and Rehabilitation Advisory Services for sick units under MSME sectors, Co-operatives, Manufacturing Industries, and Service Enterprises. Our approach involves a detailed diagnostic review of financials, root-cause analysis of business inefficiencies, and formulating a pragmatic revival package tailored to the business’s unique challenges. Financial Diagnostic Review & Root Cause Analysis of Business Sickness Preparation of Viable Revival Packages as per Lender Guidelines Debt Restructuring & Negotiation of One-Time Settlement (OTS) Terms Assistance in Securing Working Capital & Bridge Funding Support Operational Turnaround Strategies & Cost Optimization Plans Compliance Alignment with MSME Rehabilitation Schemes & Policies Liaison with Banks, Financial Institutions, and Statutory Bodies for Approvals We assist in restructuring existing debts, preparing bankable revival plans, negotiating with lenders for One-Time Settlements (OTS), arranging additional working capital, and implementing cost control mechanisms. Additionally, we advise on statutory compliances, turnaround strategies, business process re-engineering, and identifying alternative revenue models for sustainable recovery. Our structured approach ensures that distressed businesses not only recover financially but also regain operational efficiency, stakeholder confidence, and long-term viability through carefully crafted and executed revival strategies aligned with government schemes and lender rehabilitation policies. FAQ Frequently Asked Questions (FAQs) What defines a Sick Unit in India? A Sick Unit is a business enterprise whose accumulated losses have eroded its net worth, leading to its inability to meet financial obligations, as defined under MSME Act and RBI guidelines. Can Sick Units avail rehabilitation support from banks? Yes, banks provide rehabilitation packages, debt restructuring, and financial support under RBI guidelines and MSME rehabilitation policies to viable sick units with proper revival plans. What is a Revival Package? A Revival Package is a comprehensive plan that includes debt restructuring, additional fund infusion, operational improvements, and financial projections aimed at turning around a sick unit. Do you assist in One-Time Settlement (OTS) negotiations? Absolutely. We represent clients in negotiating favorable OTS terms with banks, ensuring reduced settlement amounts and manageable repayment schedules. Project Finance Detailed Project Reports (DPRs) CMA Data Preparation Loan Syndication Revival of Sick Units Business Plans & Forecasts Working Capital Management CA. Dhiraj Jain FCA, DISA Let’s Talk Reach out to our team  we’re here to assist you with audit, tax, and advisory solutions. Contact Now Explore More Services Audit & Assurance Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more Income Tax Comprehensive tax planning, filing, and representation for individuals and businesses. Read more GST Specialized GST compliance, advisory, and litigation support tailored to your needs. Read more Project Finance Financial structuring, viability analysis, and advisory for infrastructure and capital projects. Read more RBI Empaneled Services Trusted statutory auditors for RBI-regulated entities, ensuring compliance and risk control. Read more Corporate Compliance with MCA Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more IPO Management Services Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more

Comprehensive Business Plans & Financial Projections to Guide Growth, Secure Funding & Make Informed Decisions. Business Plans & Financial Forecasting – Roadmap for Strategic Growth & Investment Readiness A   well-structured Business Plan is not just a document for external investors or lenders, but a strategic tool that defines a company’s vision, operational strategy, financial roadmap, and market positioning. Financial Forecasting complements this by projecting revenue, expenses, cash flows, and profitability, enabling businesses to plan and allocate resources effectively. We  specialize in preparing professional Business Plans and Financial Forecasts for startups, SMEs, corporates, and project-based ventures. Whether you need a plan for investor pitches, bank loan proposals, or internal strategic decisions, we create robust and realistic business models backed by financial data, market analysis, and industry trends. Financial Diagnostic Review & Root Cause Analysis of Business Sickness Preparation of Viable Revival Packages as per Lender Guidelines Debt Restructuring & Negotiation of One-Time Settlement (OTS) Terms Assistance in Securing Working Capital & Bridge Funding Support Operational Turnaround Strategies & Cost Optimization Plans Compliance Alignment with MSME Rehabilitation Schemes & Policies Liaison with Banks, Financial Institutions, and Statutory Bodies for Approvals Our services include drafting detailed Executive Summaries, Business Model Canvases, Market & Competitor Analysis, SWOT Assessments, Revenue Models, Cost Structures, Break-Even Analysis, Cash Flow Projections, and Profit & Loss Forecasts for 3–5 years. We ensure that your business plans are investor-friendly, bank-compliant, and practically executable. Beyond documentation, we assist in revising plans for changing market conditions, presenting to potential investors/funding agencies, and providing ongoing advisory for monitoring business performance against forecasts. Our strategic insights help businesses stay agile, capital-efficient, and growth-focused. FAQ Frequently Asked Questions (FAQs) Why is a Business Plan important for startups and SMEs? A well-documented business plan defines your company’s vision, strategy, and financial viability, making it essential for fundraising, strategic planning, and operational execution. What are the key components of a professional Business Plan? Executive Summary, Business Model, Market Analysis, Financial Forecasts, SWOT Analysis, Risk Factors, and Funding Requirements are essential components. How are Financial Forecasts prepared? Financial forecasts are prepared based on historical data (if available), industry trends, market research, and realistic assumptions regarding revenues, costs, and cash flows. Can you prepare investor-ready Business Plans with pitch decks? Absolutely. We create comprehensive business plans along with concise, impactful investor pitch decks focusing on scalability, ROI, and market opportunity narratives. Project Finance Detailed Project Reports (DPRs) CMA Data Preparation Loan Syndication Revival of Sick Units Business Plans & Forecasts Working Capital Management CA. Dhiraj Jain FCA, DISA Let’s Talk Reach out to our team  we’re here to assist you with audit, tax, and advisory solutions. Contact Now Explore More Services Audit & Assurance Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more Income Tax Comprehensive tax planning, filing, and representation for individuals and businesses. Read more GST Specialized GST compliance, advisory, and litigation support tailored to your needs. Read more Project Finance Financial structuring, viability analysis, and advisory for infrastructure and capital projects. Read more RBI Empaneled Services Trusted statutory auditors for RBI-regulated entities, ensuring compliance and risk control. Read more Corporate Compliance with MCA Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more IPO Management Services Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more

Strategic Working Capital Solutions to Enhance Operational Efficiency & Support Business Growth. Working Capital Management – Optimize Cash Flow & Ensure Business Liquidity A  Working Capital is the lifeline of every business, ensuring smooth day-to-day operations, procurement cycles, and service delivery. Effective Working Capital Management is crucial for maintaining liquidity, avoiding financial bottlenecks, and optimizing the use of short-term funds without hampering long-term profitability. We provide comprehensive Working Capital Management Advisory designed to assess, optimize, and manage your business’s current assets and liabilities. We help businesses identify cash flow gaps, streamline receivables and payables, manage inventory cycles, and align financing structures to improve liquidity positions. Assessment of Working Capital Requirements Based on Business Cycles Receivables, Payables & Inventory Management Optimization Fund Flow Statements & Cash Flow Forecasting for Liquidity Planning Assistance in Arranging Working Capital Finance (CC, OD, Short-Term Loans) Advisory on Limit Renewals, Enhancements & Restructuring of WC Facilities Process Improvement Strategies to Reduce Working Capital Blockages Periodic Compliance Reviews & Monitoring of Working Capital Health Our services include preparation of working capital assessments, fund flow analysis, arrangement of working capital finance (CC limits, OD facilities), and advisory on restructuring existing limits to suit changing business needs. We also assist in preparing documentation for bank working capital appraisals, renewal of limits, and compliance monitoring. Through data-driven analysis, strategic cash flow planning, and proactive monitoring, we ensure that your business maintains a healthy working capital cycle, minimizes interest costs, and is well-prepared for scaling operations or handling financial contingencies. FAQ Frequently Asked Questions (FAQs) Why is Working Capital Management important for businesses? Efficient working capital management ensures the business has sufficient liquidity to meet its operational expenses, prevents cash crunches, and supports smooth business cycles. What factors are considered in working capital assessment? Factors like credit terms with customers & suppliers, inventory turnover ratios, operational cycles, and projected cash flows are considered during assessment. Can you assist in arranging working capital finance from banks? Yes, we assist in preparing documentation, CMA data, projections, and liaising with banks to arrange CC limits, OD facilities, and short-term working capital loans. How can I improve my working capital efficiency? We help optimize receivables & payables management, inventory control, streamline procurement cycles, and align financing structures to improve working capital efficiency. Project Finance Detailed Project Reports (DPRs) CMA Data Preparation Loan Syndication Revival of Sick Units Business Plans & Forecasts Working Capital Management CA. Dhiraj Jain FCA, DISA Let’s Talk Reach out to our team  we’re here to assist you with audit, tax, and advisory solutions. Contact Now Explore More Services Audit & Assurance Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more Income Tax Comprehensive tax planning, filing, and representation for individuals and businesses. Read more GST Specialized GST compliance, advisory, and litigation support tailored to your needs. Read more Project Finance Financial structuring, viability analysis, and advisory for infrastructure and capital projects. Read more RBI Empaneled Services Trusted statutory auditors for RBI-regulated entities, ensuring compliance and risk control. Read more Corporate Compliance with MCA Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more IPO Management Services Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more

Expert Assistance in Arranging Multi-Bank Loan Syndication for Optimal Financing of Growth & Expansion Projects. Loan Syndication – Structured Debt Solutions for Large-Scale Project Funding A Loan Syndication refers to the process of arranging funds for large projects through a consortium of banks and financial institutions when the funding requirement exceeds the exposure limits of a single lender. It is a structured financing method where multiple lenders collectively provide credit facilities under a common agreement. We specialize in Loan Syndication services for businesses seeking funds for expansion, infrastructure projects, greenfield ventures, working capital enhancements, and debt refinancing. We assist in end-to-end syndication processes including fund requirement assessment, preparation of project reports, identification of potential lenders, and coordination throughout the deal closure. Assessment of Project Funding Requirements & Optimal Debt Structuring Preparation of Detailed Project Reports (DPR) & CMA Data for Syndication Identification of Potential Lenders & Consortium Formation Negotiation of Loan Terms – Interest Rates, Repayment Schedules, Covenants Managing Due Diligence, Documentation & Inter-Creditor Agreements Assistance in Financial Closure, Disbursement & Post-Sanction Compliance Ongoing Advisory for Debt Restructuring & Working Capital Enhancements Our  team structures the loan proposal to align with the borrower’s cash flows and the lender’s risk parameters, ensuring favorable terms for both. We manage documentation, compliance with lender due diligence, negotiate terms like interest rates, repayment schedules, and facilitate inter-creditor arrangements. Our strong relationships with nationalized and private banks, NBFCs, and financial institutions give us an edge in closing syndication deals efficiently. Whether it’s a large corporate funding requirement or a mid-size enterprise seeking structured debt solutions, our Loan Syndication advisory ensures that you secure funds with optimal terms, reduced borrowing costs, and a smooth approval process through professional handling of every stage. FAQ Frequently Asked Questions (FAQs) When is Loan Syndication required? Loan Syndication is needed when a single bank cannot meet the borrower’s entire funding requirement due to regulatory exposure limits, project size, or risk-sharing considerations. Who can benefit from Loan Syndication services? Corporates, SMEs, Infrastructure Projects, Real Estate Developers, Co-operatives, and large-scale manufacturing units requiring structured financing from multiple lenders can benefit from syndication. How do you assist in the Loan Syndication process? We handle the complete process including fund requirement analysis, documentation (DPR, CMA Data), lender identification, consortium structuring, negotiations, and transaction closure. Do you have tie-ups with banks and financial institutions? Yes, we maintain strong professional relationships with leading nationalized banks, private banks, NBFCs, and specialized financial institutions, which facilitates faster syndication. Project Finance Detailed Project Reports (DPRs) CMA Data Preparation Loan Syndication Revival of Sick Units Business Plans & Forecasts Working Capital Management CA. Dhiraj Jain FCA, DISA Let’s Talk Reach out to our team  we’re here to assist you with audit, tax, and advisory solutions. Contact Now Explore More Services Audit & Assurance Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more Income Tax Comprehensive tax planning, filing, and representation for individuals and businesses. Read more GST Specialized GST compliance, advisory, and litigation support tailored to your needs. Read more Project Finance Financial structuring, viability analysis, and advisory for infrastructure and capital projects. Read more RBI Empaneled Services Trusted statutory auditors for RBI-regulated entities, ensuring compliance and risk control. Read more Corporate Compliance with MCA Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more IPO Management Services Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more

Professionally Prepared CMA Data Statements for Seamless Credit Appraisals and Fund Sanctioning. CMA Data Preparation – Accurate Financial Reports for Bank Loan Approvals A Credit Monitoring Arrangement (CMA) Data is a structured financial report required by banks and financial institutions to assess the financial health and creditworthiness of a business before approving working capital limits, term loans, or project funding. Accurate and well-presented CMA Data enhances the chances of loan approvals and smoothens the credit appraisal process. We offer specialized CMA Data Preparation Services for businesses of all sizes, including SMEs, Corporates, Startups, and Co-operatives. Our expert team prepares comprehensive CMA reports that present a transparent and realistic picture of the business’s financial position, future projections, and fund utilization plans in formats accepted by all leading banks. Preparation of Past & Projected Financial Statements (P&L, Balance Sheet) Working Capital Analysis & Fund Flow Statements Ratio Analysis, DSCR & Financial Health Indicators Projections for 3-5 Years with Justifications & Assumptions Alignment with Bank-Specific CMA Formats & Guidelines Assistance in Documentation, Bank Queries & Sanction Follow-Ups Support in CMA Data for New Loans, Enhancements & Renewals Our services include preparing detailed financial statements, performance analysis, ratio analysis, fund flow statements, working capital assessments, and projected profitability for 3 to 5 years. We ensure consistency of data with audited financials, management assumptions, and banking norms, thus increasing the approval probability of credit proposals. Beyond report preparation, we assist clients in bank interactions, addressing credit manager queries, and refining projections as per lender feedback. Our structured and data-driven approach ensures that businesses are well-equipped with professional CMA Data for timely fund sanctioning and smooth renewal of existing limits. FAQ Frequently Asked Questions (FAQs) What is CMA Data and why is it required? CMA Data is a structured financial report that banks use to analyze a business’s financial health, fund requirements, and repayment capacity before approving credit facilities. Who needs to submit CMA Data? Businesses seeking working capital limits, term loans, or renewal/enhancement of existing credit facilities are generally required to submit CMA Data to their banks. What documents are needed to prepare CMA Data? Audited financial statements, GST returns, bank statements, fund requirement details, sales projections, and assumption notes are essential for preparing CMA Data. Can CMA Data help in enhancing existing loan limits? Yes, a well-prepared CMA report reflecting business growth and fund utilization can help in negotiating higher credit limits and favorable loan terms. Project Finance Detailed Project Reports (DPRs) CMA Data Preparation Loan Syndication Revival of Sick Units Business Plans & Forecasts Working Capital Management CA. Dhiraj Jain FCA, DISA Let’s Talk Reach out to our team  we’re here to assist you with audit, tax, and advisory solutions. Contact Now Explore More Services Audit & Assurance Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more Income Tax Comprehensive tax planning, filing, and representation for individuals and businesses. Read more GST Specialized GST compliance, advisory, and litigation support tailored to your needs. Read more Project Finance Financial structuring, viability analysis, and advisory for infrastructure and capital projects. Read more RBI Empaneled Services Trusted statutory auditors for RBI-regulated entities, ensuring compliance and risk control. Read more Corporate Compliance with MCA Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more IPO Management Services Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more

Comprehensive, Investor-Ready Project Reports for Loans, Approvals & Business Execution Detailed Project Reports (DPRs) A A Detailed Project Report (DPR) is the foundation document that defines the feasibility, viability, and execution framework of any proposed project. Whether for bank finance, investor pitch, or government approval, a well-prepared DPR increases project credibility and funding prospects. We specialize in preparing customized, comprehensive DPRs across industries  including manufacturing, trading, healthcare, education, hospitality, infrastructure, and agri-business. Each DPR is tailored with deep financial insights, practical execution plans, and regulatory readiness to support informed decisions by stakeholders. In-depth understanding of business goals and project concept Market analysis, demand-supply evaluation & SWOT assessment Realistic revenue projections and cost structure modeling Industry-specific benchmarks & viability ratio testing Compliance with lender/investor guidelines Presentable, investor-grade formatting with annexures Our  DPRs include detailed cost estimation, market research, technical feasibility, projected financials (balance sheet, cash flow, profit & loss), promoter background, and break-even analysis. We also include risk assessments, environmental impact summaries (where applicable), and loan repayment forecasts aligned with banking norms. With decades of experience and financial modeling expertise, we ensure your DPR meets the expectations of banks, NBFCs, investors, and government departments  boosting your chances of funding, compliance clearance, and successful project launch. FAQ Frequently Asked Questions (FAQs) What is included in a DPR? A DPR includes project background, promoter profile, industry overview, technical details, financial projections, funding requirement, cost estimates, SWOT analysis, repayment plans, and conclusions for feasibility. Who requires a DPR? Entrepreneurs, startups, MSMEs, corporations, NGOs, and government agencies require DPRs for project approvals, bank loans, funding from NBFCs, or investment presentations. Do you assist in bank-compliant DPRs? Yes. We prepare DPRs as per RBI and banking standards, acceptable for loan syndication, term loan processing, working capital proposals, and SIDBI/MSME financing. How long does it take to prepare a DPR? Depending on project complexity, it typically takes 5–12 working days. Faster timelines may apply for pre-defined or template-based formats. Project Finance Detailed Project Reports (DPRs) CMA Data Preparation Loan Syndication Revival of Sick Units Business Plans & Forecasts Working Capital Management CA. Dhiraj Jain FCA, DISA Let’s Talk Reach out to our team  we’re here to assist you with audit, tax, and advisory solutions. Contact Now Explore More Services Audit & Assurance Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more Income Tax Comprehensive tax planning, filing, and representation for individuals and businesses. Read more GST Specialized GST compliance, advisory, and litigation support tailored to your needs. Read more Project Finance Financial structuring, viability analysis, and advisory for infrastructure and capital projects. Read more RBI Empaneled Services Trusted statutory auditors for RBI-regulated entities, ensuring compliance and risk control. Read more Corporate Compliance with MCA Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more IPO Management Services Ensuring transparency, accuracy, and regulatory compliance through expert audits. Read more