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Sector-Specific Audit, Compliance & Taxation Support for Insurance Providers and Telecom Operators Insurance & Telecom The Insurance and Telecom industries are pillars of India’s service economy both operating in highly regulated environments with increasing digitization, customer data sensitivity, and evolving tax implications. Entities in these sectors must ensure stringent compliance with statutory norms, accurate financial reporting, and transparent governance to maintain regulatory credibility and consumer trust. We address issues such as revenue recognition, license fee compliance, spectrum usage charges, and digital asset accounting. For insurance businesses, our services extend to audit of claim settlements, solvency margins, policyholder fund monitoring, and premium accounting. We also offer reconciliation services for policy databases, brokerage expenses, and regulatory filings. GST Advisory for Sector-Specific Issues TDS Return Filing, Compliance & Expense Mapping Audit of Policy Claims, Commission, and Solvency Norms (Insurance) Audit of License Fees, SUC, AGR & Billing (Telecom) Assistance in IRDAI & TRAI Regulatory Reporting Reconciliation of Data with Revenue & Policy Databases Advisory on Capital Expenditure, IT Systems & Controls We provide specialized assurance, audit, and advisory services for telecom operators, insurance companies (life and non-life), agents, and intermediaries. Our offerings include statutory and internal audits, GST and TDS compliance, regulatory reporting support, and financial statement preparation in line with IRDAI, TRAI, and ICAI norms. With deep understanding of sector-specific controls and risks, we help clients enhance compliance, optimize indirect taxation, and improve financial governance. Our team remains updated with evolving regulations from IRDAI, TRAI, and GST authorities to ensure that our clients in insurance and telecom stay future-ready and fully compliant. Applicable Sectors Relevant Industries for This Service Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) FAQ Frequently Asked Questions (FAQs) Do you provide audit services for insurance companies and brokers? Yes, we provide audit, tax, and compliance services for insurance companies, intermediaries, and brokers covering premium income, claims audit, brokerage controls, and solvency margin verification. What telecom-specific services do you offer? We help telecom operators with audits related to AGR (Adjusted Gross Revenue), license fee calculations, SUC (spectrum usage charges), indirect tax compliance, and TRAI regulatory filing. How do you help in GST compliance for these industries? We offer advisory on GST classifications, reverse charge mechanisms, input tax credit eligibility, e-invoicing, and reconciliation of GST with internal records in both insurance and telecom sectors. Can you handle high-volume data audits like telecom billing or insurance claims? Absolutely. Our team uses structured methodologies and digital tools to audit large data volumes  such as call records, claim settlements, and commission payments  ensuring accuracy and compliance. Industries We Serve Banking & Financial Services Public Sector Undertakings Insurance & Telecom Energy, Power & Infrastructure Education, NGOs & Social Projects Dairy & Agriculture Cooperatives Urban Development & Smart Cities Hospitality & Health Institutions Food Processing Industry Telecom & Connectivity Sector Iron & Steel Manufacturing Insurance & Risk Management Education & Knowledge Institutions CA. Dhiraj Jain FCA, DISA Let’s Talk Reach out to our team  we’re here to assist you with audit, tax, and advisory solutions. Contact Now

Robust Audit, Advisory & Compliance Support for Government-Owned Enterprises Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) play a pivotal role in India’s economic development, operating across vital sectors such as energy, infrastructure, manufacturing, transport, and telecommunications. Being funded and managed by the government, PSUs are subject to stringent financial scrutiny, accountability frameworks, and performance audits, often monitored by the Comptroller & Auditor General of India (CAG). specialize in providing tailored audit and advisory solutions to Central and State PSUs. Our services include statutory audits, CAG audits, internal control assessments, grant utilization reviews, and governance audits, ensuring these entities uphold transparency, efficiency, and compliance with public finance norms. Statutory & Internal Audits as per CAG Guidelines Audit of Grant-in-Aid & Fund Utilization Preparation & Review of Replies to Audit Paras (PAC/COPU) Support in Parliament-tabled Audit Report Compliance Advisory on Corporate Governance & Risk Management Compliance with Companies Act, GST, and Income Tax Laws Cost Audits & Government Tender Evaluations We assist PSUs in adhering to statutory regulations under the Companies Act, CAG guidelines, and various departmental directives. Our scope also includes transaction audits, cost audits, risk-based internal audits, and preparation of replies to audit objections raised by oversight committees such as PAC (Public Accounts Committee) and COPU (Committee on Public Undertakings). With decades of experience serving public sector clients, we understand the complex regulatory landscape and stakeholder expectations. We add value beyond compliance by helping PSUs strengthen operational efficiency, mitigate financial risks, and align with good governance practices as expected of government enterprises. Applicable Sectors Relevant Industries for This Service Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) FAQ Frequently Asked Questions (FAQs) What types of audits do you conduct for PSUs? We provide statutory audits, internal audits, grant audits, performance audits, and CAG-directed audits. We also assist in transaction audits and risk-based assessments tailored for government entities. How do you support compliance with CAG and PAC/COPU guidelines? We prepare detailed reports, assist in audit replies, and coordinate with authorities to ensure observations raised by the CAG, PAC, or COPU are addressed with proper documentation and remedial actions. Are you empaneled to audit government entities? Yes, we are empaneled with the CAG of India, RBI, and other government bodies, and have successfully handled audits for various State and Central PSUs across multiple sectors. Do you assist with corporate governance and internal control improvement? Absolutely. We assess governance frameworks, recommend improvements in internal controls, and support PSUs in aligning their systems with the expectations of transparency, accountability, and performance. Industries We Serve Banking & Financial Services Public Sector Undertakings Insurance & Telecom Energy, Power & Infrastructure Education, NGOs & Social Projects Dairy & Agriculture Cooperatives Urban Development & Smart Cities Hospitality & Health Institutions Food Processing Industry Telecom & Connectivity Sector Iron & Steel Manufacturing Insurance & Risk Management Education & Knowledge Institutions CA. Dhiraj Jain FCA, DISA Let’s Talk Reach out to our team  we’re here to assist you with audit, tax, and advisory solutions. Contact Now

Specialized Audits & Regulatory Advisory for Banks, NBFCs & Financial Institutions Banking & Financial Services The banking and financial services sector operates under a tightly regulated framework governed by the Reserve Bank of India (RBI), SEBI, and other financial authorities. With growing digitization, risk exposure, and complex compliance mandates, institutions in this sector require precise audit oversight and robust financial reporting systems. We offer specialized audit and assurance services tailored to banks, cooperative societies, NBFCs, and other financial intermediaries. Our team is equipped with the expertise to handle statutory, concurrent, internal, and credit audits while ensuring full compliance with RBI guidelines, Income Tax laws, and regulatory norms. Statutory & Concurrent Audits of Bank Branches Stock & Credit Audits for Loan Monitoring RBI Compliance & Regulatory Filing Support Risk-Based Internal Audits (RBIA) NBFC Audits & Statutory Compliance Asset Quality Review & NPA Analysis KYC, AML, and Financial Crime Compliance Reviews Financial Reporting & Tax Advisory for Financial Institutions In addition to audits, we provide advisory services on asset classification, provisioning norms, risk-based internal audits, capital adequacy, and loan book monitoring. We also assist with compliance audits for priority sector lending, KYC/AML checks, and regulatory reporting to RBI or other statutory bodies. With extensive experience in bank branch audits, stock audits, and system evaluations, we ensure our financial sector clients maintain transparency, reduce regulatory risk, and enhance internal control mechanisms. Our goal is to safeguard financial integrity while supporting institutions in meeting their fiduciary responsibilities. Applicable Sectors Relevant Industries for This Service Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) Public Sector Undertakings (PSUs) FAQ Frequently Asked Questions (FAQs) What types of audits do you perform for banks? We conduct statutory branch audits, concurrent audits, stock and credit audits, and internal audits as per RBI norms. We are also empaneled with RBI for conducting such assignments. Do you provide services to NBFCs and cooperative banks? Yes. We offer statutory audits, compliance reviews, and advisory for NBFCs and cooperative banks in line with applicable RBI and Income Tax regulations. What is your approach to handling risk-based audits? We follow a structured approach using RBI’s Risk-Based Internal Audit framework, identifying operational and credit risks, process gaps, and internal control weaknesses with clear recommendations. How do you help in asset quality review and NPA compliance? Our audits include detailed scrutiny of loan books, NPA provisioning, restructuring policies, and adherence to RBI guidelines for asset classification and income recognition. Industries We Serve Banking & Financial Services Public Sector Undertakings Insurance & Telecom Energy, Power & Infrastructure Education, NGOs & Social Projects Dairy & Agriculture Cooperatives Urban Development & Smart Cities Hospitality & Health Institutions Food Processing Industry Telecom & Connectivity Sector Iron & Steel Manufacturing Insurance & Risk Management Education & Knowledge Institutions CA. Dhiraj Jain FCA, DISA Let’s Talk Reach out to our team  we’re here to assist you with audit, tax, and advisory solutions. Contact Now